> For the complete documentation index, see [llms.txt](https://docs.cofi.money/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.cofi.money/overview/cofi-points.md).

# COFI Points

In addition to yield, Users earn Points for simply holding COFI Money Stablecoins, as well as other incentives such as referrals. In the near future, Users will be able to spend their Points to receive discounts at selected stores.

<figure><img src="/files/m7dji455HsYd1b32u7u7" alt=""><figcaption><p>Meet Chuck the COFI Cup</p></figcaption></figure>

As of launch, Users earn 100 COFI Points for every 1 COFI ($1) of yield they earn. Users also earn 10 COFI Points for each successful referral.

COFI Points are currently non-transferrable, but have an ERC20 representation so they can be tracked in your wallet in real-time.